At present, major domestic banks have no restrictions on the monthly income of individuals applying for loans, as long as they can provide proof of income. Conditions for applying for loan business: 1. /kloc-a natural person aged 0/8 to 65. 2. The borrower's actual age plus the loan application period shall not exceed 70 years old; 3. He has a stable occupation and income, and has the ability to repay the loan principal and interest on schedule; 4. He has a good credit record and no bad record; And five. Other conditions stipulated by the bank.