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Convicted person provident fund loan
After an employee is sentenced for a crime, his housing accumulation fund and social endowment insurance will not be cancelled.

Prisoners are not allowed to apply for provident fund loans or withdrawals. After being released from prison, they need to use or withdraw the provident fund in accordance with relevant national laws and regulations and provident fund policies.

The Reply on Pension Insurance Treatment for Retired Persons after Their Sentences "stipulates:" If a retiree is sentenced to criminal detention, fixed-term imprisonment or reeducation through labor, the basic pension will be suspended during the period of serving his sentence or reeducation through labor. After serving a sentence or reeducation through labor expires, you can continue to issue basic pensions according to the standards of serving a sentence or reeducation through labor, and participate in future basic pension adjustments. "

According to the regulations: "If a retiree dies during serving his sentence or reeducation through labor, the personal payment principal and interest in his personal account can be inherited, but the survivors do not enjoy the corresponding treatment."

On-the-job personnel were sentenced according to law for illegal crimes, and they lost their civil rights that should be deprived according to the regulations from the beginning of sentencing. Generally, the employer will make a decision to expel the sentenced on-the-job personnel according to the relevant reward and punishment regulations.

Therefore, after being fired, he has lost his status as an on-the-job employee and can no longer enjoy the labor insurance benefits of on-the-job employees, including retirement benefits. Even after being released from prison, there is no problem of completing retirement.

Those who have participated in the basic old-age insurance for urban workers before serving their sentences shall be terminated by the unified social insurance institution from the date of serving their sentences. Previously, the personal payment part of his personal account could be paid to himself or his relatives in one lump sum.

The Ministry of Labor's Opinions on Several Specific Issues Concerning the Implementation of the Interim Measures for the Retirement and Resignation of Workers in the State Council stipulates that retired and resigned personnel who are sentenced for violating laws and regulations shall cease to enjoy various retirement and resignation benefits during their prison terms and withdraw their retirement and resignation certificates.

After the expiration of the sentence, the life treatment after the restoration of political rights shall be handled by the original pension-issuing unit as appropriate. The Reply on Retirement Treatment of Retired Persons Sentenced to Fixed-term Prison Sentences with Probation further clearly stipulates: "In order not to affect the life of retirees sentenced to fixed-term imprisonment with probation, retirees who have not been deprived of political rights can continue to enjoy the original retirement treatment."