1. Generally speaking, applying for loan extension means that you can apply for loan extension in this case.

2. When the loan is postponed, you can directly consult the relevant credit personnel of the specific lending institution.

3. The application process of loan extension is: make an appointment to apply for loan extension, pay the application materials for loan extension and submit the materials.

Loan extension refers to the procedure of extending the repayment time after approval when the loan cannot be repaid at maturity. It is a credit principle that enterprises must abide by, and it is also a prerequisite for banks to speed up credit supply. If the enterprise fails to repay the loan on schedule due to special circumstances, it shall apply and explain the situation. After the approval of the bank, the repayment time can be extended, but it needs to be rescheduled.

Extended data:

Supply and handling:

Whether the loan is extended or not is decided by the lender. Applying for secured loans includes mortgage loans, pledged loans and written consent certificates issued by mortgagor and pledger. If there is an agreement, it shall be implemented in accordance with the agreement.

The cumulative extension period of short-term loans (with a term of less than one year, including one year) shall not exceed (more than one year and less than five years, and the cumulative extension period shall not exceed half of the original loan term; The cumulative period shall not exceed three years. If the borrower does not allow it, the loan will be transferred to the overdue loan account from the day after the maturity date.