(a) enterprises and institutions to the local China bank demand.
(2) Bank of China collects employee information (identity certificate of myself and my spouse, household registration book, marriage certificate, income certificate, loan purpose statement or supporting documents, etc.). ) and personally sign the relevant documents.
(3) Bank of China examines and approves employee materials, communicates with employees to sign loan contracts and handle loan procedures according to the examination and approval results.
(4) If your company has not cooperated with our bank in wage loan business, you can also submit an application to the outlets that have already started wage loan business. The specific access requirements shall be subject to local branches.
The above contents are for your reference. Please refer to the actual business regulations.
What platforms are there for salary card loans in 2022?
There are the following:
1. cheetah loan: the main target of the loan is the working class who is over 20 years old and has a stable job. Require proof of income and social security payment, and provide relevant information if you have a car or real estate. The loan amount is 6,543.8+0,000 yuan to 6,543.8+0,000 yuan, and the loan service life is 654.38+0, 3, 6, 9, 654.38+02, 24 and 36 months respectively.
2. Loan: loan application conditions: boys are 20-60 years old, girls are 20-55 years old, mobile phone code has been used for more than one year, and social security or provident fund must be paid for more than six months. The maximum loan amount is 6.5438+0.2 million yuan, and the loan can be used for 654.38+0.2, 24 and 36 months.
3. Wheat loan: The maximum loan amount of wheat loan is 50,000 yuan, and the loan service life is 12-36 months. The loan certificate can be made in one of e-commerce account, provident fund, social security and insurance policy, but the applicant's mobile phone number must be used for more than 6 months.
4. Hengyi Loan: Hengyi Loan is an intelligent platform for mobile lending products launched by Beijing Netzhong Chuangchuang Technology Co., Ltd., which has a variety of lending models, including seven new social security loan service cities.
5. Other conditions stipulated by the lending institution.
Is it reliable to borrow money from wages?
Huayuan loan is a small online lending platform, with high online lending cost and high interest, which is not very reliable; It is recommended to apply for a loan from a bank, with low interest rate, safety, reliability and security.
1. It's not reliable. The paid app is a mobile phone loan app developed by Shenzhen Qianhai Cang Shi Information Technology Co., Ltd., which provides a small amount of online loan service for the "paying generation" young people. Since it was launched at the end of 20 15, it has served more than 1 10,000 users, covering the Pearl River Delta, Yangtze River Delta, Beijing-Tianjin-Hebei, Southwest Chengdu-Chongqing and other regions, with more than 1000 key enterprises. App allows you to open, you can buy mobile phones, computers, televisions and other products in installments, and you can also get paid in advance to solve urgent needs. This is a platform for young people.
2. How to apply for a loan with a paid app: first register and log in, and then fill in the application materials, including the application amount, name, company, working hours, monthly income and department. Finally, fill in the authentication information, including ID number, salary, date of salary payment, factory license, etc. However, online lending is risky, so please carefully distinguish between true and false.
3. Application conditions for paid app: over 20 years old, real-name mobile phone number. Required information: real-name authentication, facial recognition, personal basic information, mobile phone contact, bank card. User feedback requires points to borrow money. If you need to buy points in advance, it is recommended to apply carefully. (Android version: v3. 19.7)
1. Online lending is risky and investment needs to be cautious. When you need to apply for a loan, it is the only correct choice to apply for a loan from a formal lending institution, which is an open business place with public contact information and business license. When handling a credit loan, you also need relevant procedures, such as the applicant's identity certificate and work certificate.
2. Don't covet speed in online lending. Everything is step by step. There will be no pie in the sky. If there is something wrong with your credit information or the formalities are not enough, go to the bank to go through the formalities. Don't fall into the online loan trap because of laziness and luck. Most importantly, banks and formal loan companies will not require borrowers to pay fees and other fees before applying for loans. When encountering online loans, keep the evidence and call the police at the first time.
So much for the introduction of online wage loans.