Application conditions:

1, nature of the house; Houses, office buildings, villas, commercial houses, cost houses and affordable housing (strict requirements for affordable housing) have clear property rights within 20 years.

2. Mortgagor or borrower (normal age is 25-55 years old) and in good health.

3. The mortgagor or borrower shall not participate in the credit investigation in the past 24 months.

4. The mortgagor or borrower can prove the source of repayment and other assets (large certificates of deposit, second house property, stocks, funds, etc.). ).

5, the actual use of funds is clear.

Prepare information

1, original and photocopy of ID card and household registration book of the borrower and spouse (if single, single certificate is required).

2. Proof and copy of the borrower's marital status

3. Proof and photocopy of family property and car ownership, and other assets proof materials (original and photocopy of house ownership certificate, land use certificate and deed certificate).

4. Statement of personal main bank account from June to1February (with official bank seal)

5, work unit income certificate

6. Proof materials such as family private lending articles.

7. Evaluation report