1. In the first half of the year, RMB loans increased by 335.8 billion yuan, and foreign currency loans increased by US$2.5 billion

At the end of June, Shanghai’s domestic and foreign currency loan balances were 7.8 trillion yuan, a year-on-year increase of 8.0%, compared with During the same period, the national loan growth rate was 4.5 percentage points lower. The balance of RMB loans at the end of the month was 7.2 trillion yuan, a year-on-year increase of 9.7%, which was 0.1 and 1.5 percentage points lower than the end of last month and the same period last year respectively.

In the first half of the year, RMB loans increased by 335.8 billion yuan, a decrease of 87.5 billion yuan year-on-year. In terms of sectors, loans to the household sector increased by 112.7 billion yuan, of which short-term loans increased by 29.6 billion yuan, and medium and long-term loans increased by 83.1 billion yuan; loans to non-financial enterprises and institutions and groups increased by 218.7 billion yuan, of which short-term loans increased by 16.1 billion yuan. Medium and long-term loans increased by 118.2 billion yuan; loans from non-banking financial institutions increased by 10.8 billion yuan, an increase of 10.6 billion yuan year-on-year. In June, RMB loans increased by 98 billion yuan, an increase of 5.5 billion yuan year-on-year.

At the end of June, the balance of foreign currency loans was US$85.6 billion, a year-on-year decrease of 13.2%. In the first half of the year, foreign currency loans increased by US$2.5 billion, a decrease of US$200 million year-on-year. In June, foreign currency loans increased by US$2.4 billion, an increase of US$2.2 billion year-on-year.

2. In the first half of the year, RMB personal housing loans increased by 53.7 billion yuan, and domestic non-financial enterprise bill financing increased by 63.7 billion yuan.

Among the new RMB household consumption loans in the first half of the year, personal housing loans An increase of 53.7 billion yuan, an increase of 25.4 billion yuan year-on-year; personal automobile consumption loans decreased by 5.1 billion yuan, an increase of 19.1 billion yuan year-on-year; other personal consumption loans increased by 28.3 billion yuan, an increase of 16.8 billion yuan year-on-year.

In the first half of the year, fixed asset loans, bill financing, financial leases and merger and acquisition loans of RMB domestic non-financial enterprises increased by 104.6 billion yuan, 63.7 billion yuan, 22.3 billion yuan and 22 billion yuan respectively, a decrease of 5.5 billion yuan respectively year-on-year. yuan, an increase of 52.6 billion yuan, 9.3 billion yuan and 2.3 billion yuan; trade finance decreased by 9.7 billion yuan, an increase of 27.1 billion yuan year-on-year.

3. In the first half of the year, non-financial corporate loans were mainly invested in the real estate industry, leasing and business service industries and manufacturing, and real estate development loans decreased by 2.9 billion yuan.

The new non-financial corporate loans in the month were Loans to financial enterprises (excluding bill financing) were divided by loan investment direction, mainly to the real estate industry, leasing and business services industry and manufacturing industry. Loans to the three industries increased by 64.1 billion yuan, 44.3 billion yuan and 26.8 billion yuan respectively, which were slightly lower than the same period last year. 28.6 billion yuan, 18.7 billion yuan and 5.8 billion yuan. In the first half of the year, loans to large domestic enterprises increased by 63.5 billion yuan, a decrease of 146 billion yuan year-on-year; loans to medium-sized enterprises increased by 110 billion yuan, a decrease of 24.8 billion yuan year-on-year; loans to small and micro enterprises decreased by 15.2 billion yuan, a decrease of 23.6 billion yuan year-on-year. .

In the first half of the year, real estate development loans in local and foreign currencies increased by 34.3 billion yuan, a decrease of 21 billion yuan year-on-year. By loan purpose, housing development loans increased by 23.2 billion yuan, a decrease of 7 billion yuan year-on-year. Among them, affordable housing development loans increased by 10.8 billion yuan, a decrease of 2.1 billion yuan year-on-year; commercial housing development loans increased by 22 billion yuan, a decrease of 2.1 billion yuan year-on-year. An increase of 2.6 billion yuan.

4. In the first half of the year, RMB deposits increased by 816.4 billion yuan, and foreign currency deposits increased by US$10.4 billion.

At the end of June, the balance of local and foreign currency deposits in Shanghai was 13 trillion yuan, a year-on-year increase of 11.1%. During the same period, the national deposit growth rate was 3 percentage points higher. The balance of RMB deposits at the end of the month was 12.1 trillion yuan, a year-on-year increase of 10.9%, which was 2.2 and 5.9 percentage points higher than the end of last month and the same period last year respectively.

In the first half of the year, RMB deposits increased by 816.4 billion yuan, an increase of 436.3 billion yuan year-on-year. Among them, household deposits increased by 312.3 billion yuan, an increase of 192.2 billion yuan year-on-year; deposits of non-financial enterprises increased by 32.4 billion yuan, an increase of 17.7 billion yuan year-on-year; fiscal deposits increased by 65.4 billion yuan, an increase of 83.3 billion yuan year-on-year; non-banking industry Deposits in financial institutions increased by 271.3 billion yuan, an increase of 130.4 billion yuan year-on-year. In June, RMB deposits increased by 273.4 billion yuan, an increase of 269.4 billion yuan year-on-year.

At the end of June, the balance of foreign currency deposits was US$134.2 billion, a year-on-year increase of 9.1%. In the first half of the year, foreign currency deposits increased by US$10.4 billion, an increase of US$50 million year-on-year.

In June, foreign currency deposits increased by US$3.2 billion, an increase of US$4.8 billion year-on-year.

5. In the first half of the year, RMB personal large-denomination certificates of deposit increased by 171.5 billion yuan, and domestic non-financial corporate structured deposits increased by 106.9 billion yuan.

In terms of sectors, in the first half of the year, RMB personal deposits increased by 171.5 billion yuan. Certificates of deposit increased by 171.5 billion yuan, an increase of 111.5 billion yuan year-on-year; demand deposits and time deposits increased by 54.2 billion yuan and 7.8 billion yuan respectively, an increase of 33 billion yuan and 56.2 billion yuan year-on-year; structured deposits increased by 26.2 billion yuan, a year-on-year decrease An increase of 47.8 billion yuan.

Structured deposits, large certificates of deposits and demand deposits of RMB domestic non-financial enterprises increased by 106.9 billion yuan, 65.9 billion yuan and 40.8 billion yuan respectively, an increase of 400 million yuan, 76.6 billion yuan and 155.1 billion yuan respectively year-on-year. yuan; margin deposits, agreement deposits and time deposits decreased by 94.9 billion yuan, 53.6 billion yuan and 32.3 billion yuan respectively, a year-on-year decrease of 233 billion yuan more, a decrease of 12.2 billion yuan and a decrease of 6 billion yuan respectively. (End)

This article comes from the Central Bank

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