1. Matching principal and interest repayment method:
-Assuming the interest rate is 5%, it can be calculated by the formula of equal principal and interest repayment. The monthly repayment amount is about 2054 yuan.
-Assuming the interest rate is 6%, the monthly repayment amount is about RMB 2 163 yuan.
-Assuming the interest rate is 7%, the monthly repayment amount is about 2276 yuan.
2. Repayment method of equal principal:
In this case, the monthly repayment will decrease month by month. Assuming the interest rate is 5%, the repayment amount in the first month is about 1.542 yuan, and in the last month it is 1.454 yuan.
It should be noted that the above calculation is for reference only, and the actual repayment amount may be different and may be affected by other factors. For specific loan interest rates and repayment arrangements, please consult the relevant staff of Agricultural Bank of China for accurate information.
Summary: According to the information provided, it is impossible to determine the specific loan interest rate and repayment method, so the estimated values under different interest rates are given. For accurate repayment information, please consult ABC.
Extended data:
Commercial housing loan refers to the loan products provided by banks to enterprises or individuals for purchasing, decorating or operating commercial housing. The Lender shall repay the loan on a monthly basis according to the agreed interest rate and repayment method within the repayment period. The specific repayment amount depends on the loan amount, loan term, interest rate and other factors.