Hello! Yes, I heard that there is one, which has the largest scale and the largest number of cities in China. It seems that the audit is quite strict, and some people seem to fail the audit. 158 unsecured 792 1 unsecured 8997. 246 Changhong Avenue. With the letter of introduction from their company, you can go to Jiujiang People's Bank to make a credit report. Jingdezhen and yingtan are also classified as Jiujiang Branch at present!

Our customers:

Municipal government, Liansheng, procuratorate, real estate company, police, countless self-employed, various trading companies, clothing stores, private hospitals, First Hospital, Chinese Medicine Hospital and other major hospitals, Jiujiang College, financial school, maritime bureau, meteorological bureau, primary and secondary schools, power supply bureau, refinery, second power plant, bus company, industrial and commercial bureau, major banks, courts, hotels, bath centers, kindergartens, etc. There are many factories in Jiujiang and its surrounding counties and cities, such as Baichuan Concrete, Petrochemical Company, Geological Team, Land and Resources Bureau, Xuyang Ruidi, Railway, Mobile, China Unicom, Telecom and Road Administration.

The company is a comprehensive modern service enterprise integrating wealth management, credit risk assessment and management, credit data integration services, microfinance industry investment, microfinance consulting services and transaction facilitation, and public welfare financing platform services. At present, a strong national collaborative service network has been established in more than 60 cities and more than 20 rural areas to provide customers with all-round and personalized inclusive financial and wealth management services. Founded in 2006 and headquartered in Beijing. 20 10 April, KPCB, the top international venture capital institution, invested tens of millions of dollars strategically (KPCB once invested in Google, Amazon, AOL and other enterprises). 20 1 1, IDG Capital and Morgan Stanley Asia Investment Fund (MSPEA) reached a strategic cooperation with the company. Together with KPCB, which joined the company at the beginning of 20 10, the two institutions jointly injected tens of millions of dollars into the company, and brought their successful experience of investing in financial and high-tech industries in the past decade to help enterprises grow in different stages into the company, helping the development of inclusive credit and wealth management in China. This is the second cooperation between the company and top investment institutions at home and abroad, and it is also the largest investment obtained by the microfinance industry in China so far, which reflects the affirmation of the company's past achievements and the high recognition of its business development prospects in the capital market.

I am a regular loan officer, professional, experienced, well-connected, with many channels, no bad debts under my name, no collection account and no blacklist in the system. I have a good reputation at the headquarters, and the approval speed, quota and pass rate are at the leading level.

Unsecured and unsecured microfinance was developed in Grameen Bank in the South Asian subcontinent by Muhammad? Yunus? In 2006, he won the Nobel Peace Prize with Grameen. In 2009, he was awarded the Presidential Medal of Freedom by Obama. His success has made microfinance blossom and flourish in developing countries all over the world, which has greatly promoted economic and social development. According to the American Recovery and Reinvestment Act of 2009, the Obama administration allocated $50 million for micro-enterprise loans, and the Dodd-Frank Wall Street Reform and Consumer Protection Act of 20 10 encouraged community development financial institutions to carry out microfinance business.

Simple interest, not compound interest, the interest rate is in line with national laws and regulations, not more than four times.

● Do not charge any interest and other service fees before lending; After the loan is released, there is no hidden expenditure except interest and corresponding principal every month.

● International professional risk control, with a pass rate of 50%-70%. It cooperates with the top financial technology analysis company in the United States, which is also a partner of all domestic banks and global banks. It has a strict background check and takes out 2% of its income to buy insurance.

● If the loan is successful, the interest rate will be locked, and the interest rate will only fall but not rise. Future interest rate changes will not affect your loan interest.

● Credit records need more grace and humanization than banks. Loans over 90 days need to be settled for one year, and credit cards need to be sealed for one year.

● We are a regular company. If we can't repay the loan, we will only negotiate through legal channels and will never take illegal actions.

● Your loan and repayment information in our bank will not enter our credit information system.

● After the loan is approved, it will be valid for one month, and you can decide whether you want the money or not.

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If you borrow 65,438+00,000 yuan with a monthly interest rate of 65,438+0.89% (the interest will keep the best competitiveness with the changes of market conditions), how much is the loan? 2 years -606 yuan, 3 years -467 yuan, 1.5 -745 yuan, 4 years -398 yuan, 1 year-1029 yuan?

In order to prevent industry risks, the repayment method with interest is adopted. Once you don't pay, you can recover part of the principal, but it will affect the utilization rate of funds. Therefore, we designed "as long as the term is 1/2 or 3/4, we can refinance without settlement, which completely solves the contradiction between the customer's capital utilization rate and our risk." "

The American exchange delegation visited our company.

● Household registration is not limited, office workers, private individuals, companies, legal persons, bosses and shareholders.

● If the repayment is more than one month, you can repay in advance and calculate the interest on a monthly basis.

● Banks can only renew their loans if they settle, but we don't need to settle. We only need to renew the loan at the end of 1/2 or 3/4 loan term, and the capital utilization rate can be increased by up to 50% and the interest rate can be reduced by up to 50%.

● Basic application materials for office workers: my second-generation ID card, work certificate (work permit), salary or cash flow in the last three months, and proof of address (public enterprise bill).

● Basic application materials for individual and private companies in legal person shareholders: my second-generation ID card, business license or copy of contracting or agency contract, tax registration certificate (company), organization code (company), bank accounts of public and private companies or cashiers in the last six months, proof of address (corporate bill) and proof of business address (housing lease contract or property right certificate, corporate bill).

At the same time, we also offer car mortgage in two ways, one is free riding without 5% monthly interest and the other is riding with 3.5% monthly interest without any fees for more than one month; The repayment method is to pay interest every month and repay the principal at maturity. In addition, we still have 6 months, 9 months and 12 months to meet customers who need funds for a long time. Similarly, we can take a bus or not. Monthly parking interest 1.99%+2%(2% is one-time handling fee), monthly non-parking interest is 2.38%+2%(2% is one-time handling fee), and the repayment method is combined with interest. (The above interests will keep the best competitiveness with the changes of market conditions. )

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