1. The maximum proportion of downward fluctuations in current commercial loan interest rates is

The People's Bank of China stipulates that the lower limit of the floating range of loan interest rates for financial institutions shall be controlled at 0.9 times the benchmark loan interest rate. Hope this helps!

2. What is the national housing commercial loan interest rate in 2022?

Yes, the highest floating basic interest rate is increased by 30%.

4. The maximum proportion of downward fluctuations in current commercial loan interest rates is

The People's Bank of China stipulates that the lower limit of the floating range of loan interest rates for financial institutions shall be controlled at 0.9 times the benchmark loan interest rate.

Hope this helps!