Generally, special loans for precision poverty alleviation can only be used for poor households to engage in production and business activities such as planting, breeding, agricultural products processing, transportation, commercial circulation, farmhouse restaurants, etc., and may not be used for non-productive aspects such as marriage and building houses. The specific development industries are determined by the guidance of the town and village levels. The purpose of loans for wealthy people, rural cooperative organizations and leading enterprises is determined independently according to their respective industrial types.

2. Application method

1. Poor households apply for direct loans to poor households.

2. When a poor household applies for and lends money to a poor household, the poor household gives the money to a large household (enterprise) and signs a dividend agreement with the large household (enterprise).

3. Poor households apply for loans to large households (enterprises), but large households (enterprises) must sign agreements with poor households to promote development or share out profits.

Third, the application conditions

1. The age is between 18 and 6, with a fixed residence and full civil capacity;

2. Hold valid identity documents, have repayment ability, and have no bad credit record;

3. The production and business operation activities are in line with national laws, regulations and industrial policies;

4. Willingness to lend and ability to develop independently;

5. Capable people, rural cooperative organizations and leading enterprises in agricultural industrialization who can drive poor farmers who lack the ability to get rich (they must be poor households with established files) to increase their income and get rid of poverty;

6. Lenders need to sign an agreement with poor households, village committees, town governments and industry authorities to increase income and get rid of poverty, use the loan line of poor farmers, and assume the responsibility of repaying all loans as the main body of loans;

consult your local bank for details!