1 type: Many criminals will build a virtual loan platform and use it? Second trial? ,? Low interest rate? High quota? Easy to pass? If publicity induces consumers to download mobile phone software and apply for a loan, and when the victim completes the information filling and quota approval process through mobile phone software, then criminals will make trouble by using the reasons such as incorrect bank card number, overdue records, and questionable reputation, and then inform the victim? The account is frozen and there is no way to pay? So as to demand compensation from the victims? Margin? Or? Thawing fee? .
Second, criminals will grasp the victim's psychology by accurately grasping the victim's information, and then use the reason that the victim's campus loan record will affect his personal credit information, and then let the victim complete it? Cancel the account? And then what? Clear the balance? The last two steps, but when the victim chooses to cancel the account, the criminals will instruct the victim on the grounds that the backstage cannot operate, and then transfer the money to the designated account through the online loan account and then disappear.
The third type: criminals will also post some false advertisements on the Internet, and then attract the victims to pay attention to applying for loans, and then ask the victims to deposit money in their bank cards on the grounds that there are too few running projects or insufficient scores, and then get a higher loan amount. However, after the victim follows the instructions of the criminal, he will tell the criminal some information such as the verification code, and then the criminal will quickly transfer the money on the victim's bank card through the third-party platform.
Fourth, this method takes advantage of the psychology of the victim to make money part-time, and then deceives the victim to engage in some online loan business. This method only needs to use the identity of the victim to make online loans, but the principal and interest generated are repaid by others, and a certain commission is paid to the victim, and then the victim is induced to apply for a loan as a loan on the online lending platform. After cp is successful, criminals will pay for it themselves.
Fifth, many criminals will spread some information about fake loans online, and then attract victims to register for the platform, making them feel happy. Then they will communicate with the victims on the first-line social software as platform staff, and then after learning about the loan needs of the victims, they will use some reasons to test the payment ability of the victims, and then the victims will scan the code to pay according to the QR code provided by the criminals, thus defrauding the funds.