1. After marriage, one parent pays the down payment, the other parent is responsible for the decoration, and the investor's parents are responsible for repaying the loan. The property is registered in the names of two children. Under such circumstances, in divorce proceedings, if the investor can prove the basis of capital contribution and loan repayment, in judicial practice, even if there are the names of both parties, the party that has not contributed can only get compensation for decoration, and cannot claim to divide the share of real estate;

2. One parent pays the down payment for the woman to buy a house, and both husband and wife repay the loan after marriage, and the property is registered in the name of the child. According to the law, one of the husband and wife signs a real estate sales contract before marriage, pays the down payment with personal property and borrows money from the bank, and repays the loan with the same property after marriage. At the time of divorce, the property is handled by mutual agreement. If negotiation fails, the court will decide. The court can rule that the house belongs to the party whose property right is registered, and the outstanding bank loan is also his personal debt. After marriage, the repayment of the loan by the husband and wife can belong to borrowing from the other party, and the corresponding appreciation of the house is compensated by the party to which the property belongs.

Legal basis: Article 1066 of the Civil Code of People's Republic of China (PRC).

During the marriage relationship, under any of the following circumstances, one of the spouses may request the people's court to divide the same property:

(1) One party conceals, transfers, sells, damages or squanders the property of the husband and wife, or forges the debts of the husband and wife, which seriously damages the interests of the husband and wife;

(two) one party has a legal obligation to support the person who needs medical treatment because of a serious illness, and the other party does not agree to pay the relevant medical expenses.