1, the conditions do not match: although the conditions for applying for online loans are simple and the threshold is low, it is not entirely the threshold requirement of 0 and 0. They will ask the applicant's age, sesame score, income and credit status. If the borrower does not meet the application conditions, the application will naturally be rejected.

2. Incomplete information: To apply for online loan, you need to register your personal account and fill in your personal information. When you enter your own information, the more complete and true the information is, the higher the application pass rate and loan amount will be. On the other hand, if some key information is omitted or the facts are deliberately exaggerated, once it is detected by the system, the applicant will be considered to be suspected of fraudulent loans, thus rejecting the application.

3. Poor credit: Many online loans are unsecured and unsecured credit loan products, and good personal credit information is the prerequisite for applying for loans. Applicants who spend too much online loan data or have a bad personal credit record, and are overdue for too many days or times are easily excluded.

4. Too much debt: The asset-liability ratio is also an important factor for the success of the loan application. Lenders will be tolerant of the overall (or online loan) debt ratio of the applicant when approving loans. If it exceeds the tolerance, the lender will reasonably question the repayment ability and willingness of the applicant. In order to avoid risks and prevent the loan funds from being recovered, the applied online loan may fail.