Legal subjectivity:

Is there any area limit on the percentage of down payment? Reply: If you buy the first house under the name of a couple and the area does not exceed 140_, you can apply for a provident fund loan with a down payment of 20 RMB. For a house with an area of ??more than 140_, you can apply for a provident fund loan with a down payment of 30 RMB. Those who do not have household registration in this city need to provide a residence permit when purchasing a house in Changsha, and are limited to purchasing one newly built commercial house with an area of ??less than 90 square meters. If you want a mortgage loan, you also need to provide social security or tax payment certificates with records of more than one year. (2) Question: My household registration is now in Changsha County, I work in Guangzhou, and my employer has a housing provident fund. I know that I cannot get a provident fund loan. So if I buy a house in Changsha , can the provident fund be withdrawn? Also, does buying a house in Changsha City with a Changsha County household registration count as buying a house in another place? Reply: At present, the provident fund center has signed cooperation agreements with 7 cities including Chenzhou, Shaoyang, Loudi, Yongzhou, Changde, Jishou, and Yiyang. If you want to use the provident fund loan, you can first find a work unit in Changsha and transfer the provident fund account back to Changsha. . Legal objectivity:

Article 13 of the "Housing Provident Fund Management Regulations" The Housing Provident Fund Management Center shall establish a special housing provident fund account in an entrusted bank. The unit shall register the payment and deposit of housing provident fund with the housing provident fund management center, and handle the procedures for setting up housing provident fund accounts for its employees. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employees' housing provident funds to record the deposits, withdrawals, etc. of individual employees' housing provident funds.