You can withdraw the provident fund after applying for a portfolio loan. Users can apply for provident fund withdrawal within one month after the next provident fund loan. However, users should pay attention to the extraction standards and quotas of provident fund loans. In case of loan, the provident fund can be withdrawn annually, but the balance cannot be fully withdrawn.

Portfolio loan refers to the borrower who meets the conditions of personal housing commercial loan. While applying for personal housing commercial loan, he can also apply for personal housing provident fund loan, that is, the borrower can purchase urban self-occupied housing (or other guarantee methods recognized by the bank) as collateral, and at the same time apply for personal housing provident fund loan and personal housing commercial loan from the bank.