Specific policies and interest rates of banks for college students' entrepreneurial loans (refer to banks: China Bank, Agricultural Bank, China Merchants Bank, Industrial and Commercial Bank of China, Jiangsu Bank, First of all, the bank may not lend you money.

Bank of China

I. Short-term loans

Within six months (including six months) 5. 10

Six months to one year (including one year) 5.56

Second, medium and long-term loans

One to three years (including three years) 5.60

Three to five years (including five years) 5.96

More than five years 6. 14

Third, discounts.

The discount is determined by adding the discount rate as the lower limit.

Bank loan interest rates are almost the same. If you want to borrow money, you can't get it yourself. It is more likely to be guaranteed by a secured company.