collection by express mail will have the effect of interruption of the limitation of action. Sending the reminder notice by EMS, and keeping the mailing stub and contents can directly produce the effect of interruption of the limitation of action; When a general courier company sends a reminder notice, it is necessary to provide evidence such as mail receipt to prove that the mail has arrived at the debtor.

Article 1 of the Supreme People's Court's Provisions on Several Issues Concerning the Application of the Limitation of Action in the Trial of Civil Cases (hereinafter referred to as the Limitation of Action) is the concretization of "one party's request", including: (1) one party directly sends a document claiming rights to the other party, and the other party signs or seals the document, or can prove that the document has reached the other party in other ways without signing or sealing it; (2) Where one party claims rights by sending letters or data messages, and the letters or data messages have arrived or should have arrived at the other party; The legal meaning of "one party makes a request" is that one party makes a declaration of intention to claim rights to other parties, and the declaration of intention becomes effective when the limitation of action is interrupted.

on June 12, 23, the Supreme People's Court made a reply to the request for instructions on whether the creditor can claim the rights from the guarantor when the creditor sent the overdue loan reminder notice to the guarantor by express mail during the guarantee period but there is no evidence that the guarantor signed or refused the mail ((23) Min Er He Zi No.6, hereinafter referred to as "Reply No.6"). Clear: "The creditor sends the overdue loan collection notice to the guarantor by express mail through the post office. If the creditor can provide the stub and contents of the express mail, unless the guarantor has evidence to the contrary to refute the evidence provided by the creditor, it shall be deemed that the creditor has claimed the right from the guarantor."

when sending relevant materials, the parties concerned should try their best to send them by EMS through the post office. For the express delivery that has been sent through the courier company, it is necessary to make up for the possible defects in the effectiveness of its notice as soon as possible. In addition to re-mailing through EMS, you can also fix the evidence of the waybill process of the express delivery that has been sent. Most courier companies have different restrictions on the inquiry period, and the evidence fixation should be completed within this period.