According to the relevant work arrangement for the construction of credit information system in P2P online lending field, Beijing Jieyue United Financial Information Service Co., Ltd. has been connected to the basic database of financial credit information (namely the credit information system of the People's Bank of China).

The platform of Jieyue United is a life-cycle intelligent risk control platform built by Qianjinfu completely independently. In the pre-loan management, the listener conducts anti-fraud identification and credit audit on individuals and gangs. After lending, the listener dynamically monitors the borrower's behavior, quantifies the borrower's repayment ability in real time, and has a clear understanding of the quality of his own assets.

Extended data:

Provisions on relevant requirements of the credit information system of the People's Bank of China:

1. The basic database of enterprise and individual credit information includes not only the credit information of enterprises and individuals, but also the basic identity information of enterprises and individuals, enterprise environmental protection information, information on payment of various social security fees and housing provident fund, quality inspection information, information on enterprise wage arrears and information on payment of telecommunications.

2. After the above information is collected into the basic database of enterprise and individual credit information, it is matched, sorted and saved according to the data subject (i.e. enterprise and individual), and all the information belonging to the same enterprise and individual is integrated under its name to form the credit file of the enterprise or individual, and a credit report is generated when the financial institution inquires.

Jieyue United-Jieyue Power

Jieyue United-Announcement on Access to Credit Information System of China People's Bank