Before talking about Hefei's New Deal, let's review Wuxi's latest purchase restriction policy:

According to the Notice on Actively Promoting the Improvement of Living Conditions of Families with Two or More Children issued by Wuxi Municipal Health and Wellness Committee on April 18, 222:

For families of registered employees with two or more children who use provident fund loans for the first time to buy the first set of self-occupied housing in this city, the loan amount may not be linked to the years and balance of the provident fund deposit of the borrower;

on the basis of the stipulated loanable amount, the maximum loan amount will be increased by 1, yuan for one loan applicant and 2, yuan for both the loan applicant and the spouse.

families with two or more children registered in this city can purchase a new set of commercial housing in the restricted purchase area.

Support for the elderly in Wuxi. Non-local people are allowed to buy an additional house if they have taken refuge with their registered children in this city for three years;

optimize selling the old and buying the new. Households registered in this city sell old houses and are in transit transactions, which are not included in the number of purchase restrictions; Non-local registered households buy houses within 2 years after selling the old ones, without social security and tax payment certificates;

Relocated households who choose monetary compensation can purchase commercial housing with their purchase qualification certificate. (The implementation will end on December 31st, 222)

"tin-attracting talents" can directly purchase the first set of commercial housing, and families with two children and above can relax to the second suite.

It can be seen that the core content of Wuxi's New Deal is formulated around "having a baby". After all, one of the biggest factors in buying a house now is the birth cost. If you give consideration to having a baby while buying a house, it is really a trick.

Good methods will definitely be widely chosen. After all, governments at all levels still want to make efforts in the face of the major problem of declining fertility rate. No, Nanjing's new deal supplement on giving birth to a baby and buying a house is coming soon: heavy confirmation! Families with more than two children in Nanjing can buy a third suite!

According to the news of Phoenix Real Estate Nanjing,

On the afternoon of May 13th, a new property market policy began to spread among the working groups of some real estate agents:

The new policy of online transmission:

Local families with two or more children can issue proof of purchasing a third suite (they need to issue a second-child certificate in the street first, and use it the next day at the earliest), and other proof materials for purchasing a house remain unchanged.

Pay attention to details:

1. At least one of the two children must be underage;

2. Divorced families with a second child can open a third set;

3. Two-child certificate is valid for 18 days.

Phoenix Net Real Estate Nanjing Station immediately asked the relevant departments of the Municipal Housing Management Bureau for verification. This time, the answer was very positive, and the staff directly replied: Yes, Nanjing has started to implement the business of "issuing the purchase certificate of the third suite for families with two or more children".

regarding the implementation time of the policy, the staff introduced that it has been implemented in these two days, and the validity period of the house purchase certificate is also 18 days.

A few days ago, Phoenix Net Real Estate Nanjing Station also saw the style of the "Certificate of Family Identification of Two Children and Above" in advance through some channels, so we can "open our eyes" first.

Call for more supporting policies

Before Nanjing, Wuxi, Jiangsu Province had officially announced that Wuxi registered families with two or more children could purchase a new set of commercial housing in the restricted area.

This time, increasing the opportunities for families with more than two children to buy houses, according to the reality that the family population needs to replace a larger area of housing, is a good thing for improving the family housing demand.

However, we also hope to see more supporting policies in the future. It is suggested to reduce or reduce the deed tax on house purchase for families with many children, reduce the transaction cost of house purchase, and give certain preferential treatment on mortgage interest rate.

after all, what we lack is not just a room ticket.

Let's go back to Hefei. On the same day as Nanjing, on May 13th, a news that Hefei just needed a 3% New Deal suddenly ignited a circle of friends.

according to the news, a number of buildings in Hefei have been informed that for families with two or more children under the age of 18 when the buyers register to buy houses by lottery, real estate development enterprises should provide a house purchase policy with a down payment ratio of not less than 3% (the specific down payment ratio is in line with the requirements of the down payment ratio of the purchase qualification determined by the loan policy of financial institutions), and the relevant policies should be clarified in the lottery registration rules.

however, it should be noted that, according to the regulations, just the down payment ratio can be reduced to the minimum requirements of its own loan restriction policy, which does not mean that it is just needed. In addition to the low down payment, there are 3% places just needed and two lottery opportunities, which are not available for two-child families.

In short, it is the so-called "two-child lottery policy":

1. If you just need a family, you don't need to consider how many children, that is, 3% frozen funds;

2. If it is an ordinary family with one child, then according to the requirements of the developer, that is, 5%, 6% or 8% of the funds will be frozen;

3. If it is an ordinary family with two children and a suite, and the mortgage is settled, then the lottery will freeze the capital by 3%; If it is shaken, 4% down payment will be made when buying a house;

4. If it is an ordinary family with two children and a suite, and the mortgage has not been settled, then the lottery will freeze the capital by 3%; If it is shaken, 5% down payment will be made when buying a house;

5. If it is an ordinary family with two children and a suite, and there are two loan records before, and now there is a loan that has not been settled, then the lottery will freeze the capital by 3%; If you shake it, you will pay a down payment of 6% when buying a house.

Since October 216, Hefei has been implementing a strict purchase restriction policy, and the purchase restriction has not been relaxed for six years.

Until May 1th, the purchase restriction of Xinqiao Industrial Park in Yaohai District, Xinzhan District and Economic Development Zone of Hefei City was cancelled, not specifically referring to new buildings.

In addition, foreigners from other regions can purchase one set after they have paid social security for 6 months in Hefei within 2 years.

Hefei residents can buy a third second-hand house in the restricted purchase area, but not a new house.

if we can continue to loosen the restrictions, it will undoubtedly be a good thing for those who really need to buy a house.

why did the new policy come out today? What will be the impact on Hefei property market?

1. Why is this policy introduced?

On the one hand, it is definitely following the three-child policy encouraged by the state, and it can be predicted that there will definitely be other favorable policies for families with two or more children.

on the other hand, in order to further restore the temperature of Hefei property market.

since p>222, the general environment of the national property market must be very clear to everyone, and nearly 1 cities have introduced relevant relaxation policies.

Hefei is the same. Recently, a new policy was introduced: the new station and Yaohai completely canceled the purchase restriction; Foreigners in other areas can buy a house and pay social security for 6 months in 2 years; Hefei city household registration can buy a third second-hand house in the restricted purchase area, but the new house can't.

Together with today's new lottery regulations, the purpose is to boost the confidence of the property market and promote the stable and healthy development of the market.

Source: Photo Network

Second, what is the impact on the property market?

The hot plates in lakeside and other areas have the greatest influence.

For example, there are five plots of land in Binhu and Zhongzhou, the provincial capital, plus the ground seal and the elegant book, each of which is a building with a high probability of lottery.

Now, with the double blessing of relaxing the purchase restriction and changing the lottery rules for two-child families, the number of people buying houses will greatly increase!

if the number of registered people of these discs was 3,, it is entirely possible to increase it to 5, now.

Real estates that could have been bought at the scene, such as Zhenjing, Heguang Yijing and Binhu Tinghu, may now trigger the lottery, and it is hard to find a room.

So, let's buy the lakeside before it's too late. After that, many buyers from other cities and even other provinces in Anhui will compete with you!