Residence permit cannot be used for loans.

The residence permit cannot be used as an ID card, nor can it be used for credit loans. The residence permit is an attempt by some developed cities in China to learn from the "green card" system of developed countries. It has accumulated experience in formulating skilled immigration methods for China and eventually forming China's national "green card" system. Those holding a residence permit can enjoy the treatment of local residents in work and life.

In January 2014, Beijing issued regulations that the residence permit system will replace the temporary residence permit. On December 4 of the same year, the Legislative Affairs Office of the State Council solicited opinions from the public on the "Residence Permit Management Measures (Draft for Comments)". The draft for comments stipulates that citizens who leave their permanent place of residence and live in other cities with districts or above for more than half a year, and meet one of the conditions of stable employment, stable residence, and continuous education, can apply for a residence permit.

The "Interim Regulations on Residence Permits" will come into effect on January 1, 2016.

According to news on August 7, 2021, after preliminary pilot testing, Zhejiang will implement electronic residence permits throughout the province from now on.

In relevant reforms across China, the rights and interests of the non-household registered population are receiving increasing attention, and the coverage of public services and social security is also expanding. Behind these changes are complex economic and social factors such as difficulty in recruiting workers and local protection, as well as political demands for local government area management.

The residence permit system not only protects the social welfare benefits of the floating population in the place where they currently work and live, but also protects the rights and interests of the floating population in their place of origin, guarantees the freedom of coming and going, and is in line with the development of the market economy. needs.

The general trend across China is to gradually relax the migration restrictions on urban household registration, with legal fixed residence as the basic condition for settlement.

From the actual situation, the obstacles that hinder the unified management of household registration mainly come from the big city disease caused by the unilateral flow of population caused by uneven regional development. As well as local governments' concerns about the massive unemployment of local residents and the inability of public finances to make ends meet. It is advisable to take a broad view of the scenery. Theory and practice have proven that restricting the entry of immigrants to maintain employment for local residents and reduce public expenditure is not a long-term solution. Only by stimulating the economy of surrounding areas, coordinating the development of urban and rural areas, and promoting coordinated regional development can we accelerate the formation of a positive interaction pattern and improve the quality of new urbanization.