(1) After the loan is repaid, the homeowner can directly apply for repayment of the loan at the bank you borrowed. When applying for repayment, be sure to bring this kind of information and documents, including relevant information, ID card, monthly repayment card, bank loan contract and money. You can consult the bank for specific matters.

(2) After the loan is repaid, the bank will issue a certificate to the owner that the loan has been repaid, and the bank will also stamp the loan on the real estate license to the owner, and the owner will take the real estate license and his ID card to the local real estate department to cancel the mortgage. In principle, there is no charge, but some places will charge the corresponding cost, which is allowed by the regulations.

(3) After paying off the loan, the real estate bureau will also stamp the real estate license and cancel the mortgage registration.