Legal auction houses can borrow money to buy, but the loan method is mainly commercial loans, but it does not support provident fund loans. The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. Natural resources owned by the state according to law may not be registered.

Legal auction house, that is, "the property of court auction house", refers to the house that the court forces to auction; When the people's court organizes a judicial auction of real estate, the auction announcement issued by the people's court stipulates that bidders must have the qualification to purchase houses and their corresponding legal consequences; In the judicial auction of real estate organized by the people's court, if the bidder fictionalizes the qualification of buying a house or the parties collude maliciously, infringe upon the legitimate rights and interests of others or evade the obligations stipulated in legal documents, the people's court shall impose a fine according to the seriousness of the case.

Article 24 of the Provisions of the Supreme People's Court on Auction and Sale of Property in Civil Execution of People's Courts stipulates that after the auction is completed, the buyer shall deliver the price to the people's court or remit it to the account designated by the people's court within the time limit specified in the auction announcement or the time limit designated by the people's court.

Can I get a loan to buy a house?

Legal auction house is a house sold by the court through auction in accordance with legal procedures. You can borrow money to buy a house by auction, but you should pay attention to the following points: 1 Need to meet the bank's loan conditions: the auction house also needs to meet the bank's loan conditions, such as age, occupation, income, credit history and so on.

2. The house needs a property right certificate: the auction house needs a property right certificate, such as the property right certificate, in order to make a loan.

3. There may be hidden dangers in the auction house: There may be hidden dangers in the auction house, such as debt and poor housing conditions, which need careful consideration.

4. There may be auction risks in the auction house: there may be risks in the auction process of the auction house, such as high auction price and opaque trading process.

5. In short, loans can be made by purchasing, but the above points should be noted to prevent risks.

Yoshiya real estate encyclopedia, buying a house needs more knowledge.

Can I borrow money for the auction house?

You can't. Generally speaking, auction houses cannot lend money. Bidders are generally required to pay the full amount within one week after the auction is successful. However, if the individual is short of funds, he can borrow money in advance and transfer the auction money to the account designated by the court within the specified time. After handling the real estate license, they can take the real estate license as collateral and apply for a mortgage loan from the bank. After the loan is approved, they can pay off the previous loan.

Under normal circumstances, the judicial auction to verify the specific circumstances of the house. If it involves certain disputes, try not to buy it to avoid causing some trouble. At the same time, there are certain risks in buying a house by judicial auction. Consult a lawyer before buying, for example, entrust a lawyer to investigate the detailed information of the house through judicial auction, and whether there are unpaid utilities and property fees. In addition, when conducting a unified inspection of the house, we should go to the site to conduct a careful investigation and understand the details of the house.

1. Before the loan, the borrower needs to fill in the Application for Housing Mortgage carefully and submit the following supporting materials to the bank: the certificate that the borrower has a fixed economic income filled out by the borrower's unit. Business license and legal person certificate of the loan guarantor. Legal and valid identity certificate of the borrower. Documents related to housing rights in accordance with the law or housing certificates that I have the right to control. Appraisal report, appraisal report and insurance certificate of mortgaged property. Contracts, agreements or other supporting documents for the purchase and construction of houses. Other documents or materials required by the lending bank. 2. The bank conducts a detailed review of the borrower's loan application, house purchase contract and agreement and other related materials.

3. The borrower shall hand over the title certificate, insurance policy or securities of the mortgaged property to the bank for safekeeping.

4. The guarantors of both lenders need to sign a mortgage loan contract and require notarization.

5. After the loan contract is signed and notarized, the bank may transfer the borrower's deposits and loans to the house selling unit or building unit specified in the purchase contract or agreement.

Can I borrow money for the auction house?

Simply put, an auction house is a house that is forcibly auctioned by the court. Most city auction houses are not limited to buying, so many people have bought auction houses in recent years. So, can the auction house borrow money? I believe this is what many friends want to know. Let's take a look at it right away.

First, can I borrow money from the auction house?

According to the normal regulations, the property auctioned by the court must be purchased in full, and no loans can be made. However, the auction company can help buyers with loans, and the down payment is 30% of the total amount, which is really good news for most people. After all, the house price is so expensive now that a few families can afford the full amount.

Second, why can the auction company borrow money?

Because this kind of loan is different from ordinary housing loans, buyers need to go to the bank to apply for mortgage loans after obtaining the real estate license. Moreover, while the auction company helps with the loan, it also charges an extra part of the loan service fee, which is not low in auction fees. The auction company has to pay the full amount to get the transfer information, then apply for the property right certificate, and then go to the bank to apply for the mortgage loan. After the loan is released, the auction auxiliary company can get the money.

Although the difference between mortgage loan and normal mortgage loan fee is not very big, the mortgage loan of auction house is closely related to the credit information of buyers. If the credit is not good, the loan will be refused, the interest rate will be lowered or more interest rates will be raised.

Third, is the law office good?

The law stipulates that the starting price of auction house is lower than the market price of ordinary house price, but the final transaction price plus taxes and fees is actually not much different from the market price of the house, and may be higher than the market price. Buying an auction house according to law also has certain risks, and different amounts of deposits will be charged before the service. This part of the deposit is valid for half a year or one year. If the customer does not buy a suitable house within one year, the deposit will not be refunded, so everyone should know the situation before considering buying.

Conclusion: The relevant knowledge of French auction house is introduced here for everyone, hoping to help everyone. For more information, please keep an eye on Qijia. Com information platform.