You can't buy a car with a mortgage. Because the first beneficiary of the mortgage car is the bank, and the vehicle registration certificate is still mortgaged in the bank, you can only buy it if you pay off the loan and go to the vehicle management office for mortgage procedures.

Automobile mortgage is a loan obtained from a financial institution or an automobile consumption loan company with the borrower's or a third person's car or self-purchased car as collateral.

In any of the following circumstances, the transfer registration shall not be handled:

(1) The contents recorded in the archives of motor vehicles and vehicles are inconsistent;

(2) Motor vehicles subject to customs supervision have not been deregulated or approved for transfer by the customs;

(3) The motor vehicle is in the period of mortgage registration and pledge filing;

2. Can the new car you just bought be mortgaged? How much can you borrow from the bank for a 60,000 car?

Sure, but only if you pay the full price for your car. If it is still mortgaged, it will not work! If you pay in full, under normal circumstances, anyone less than 5 years can apply for a vehicle mortgage loan! 60,000 cars, the highest evaluation price is 50,000, and according to the 30% discount, the maximum loan can be 35,000, but this is not the bank's standard. According to the standards of these private mortgage companies, banks basically don't handle this kind of vehicle mortgage loan now, because the income is low and the procedures are troublesome, mainly because banks need to find a place to put your car. At present, banks generally only make 200-654.38+00,000 cars.

I just bought a new car for two months. Can I get a mortgage?

Ping An Bank can borrow money to buy a car. Introduction of auto loan of Ping An Bank:

1. New car loan

A new car loan refers to a consumer loan you apply for when you buy a new car.

Product features:

Low threshold: the minimum down payment is 20% and the application materials are simple.

High amount: the maximum loan is 5 million.

Quick loan: complete information, the fastest loan 1 working day.

Long-term: the longest loan period is 5 years.

2. Used car loans

Second-hand car loan is a consumer loan applied for when buying a second-hand car.

Product features:

High quota: minimum 40,000 and maximum 5 million.

Low threshold: simple materials, not limited to local household registration.

Accurate evaluation: simply and quickly evaluate the car price.

3. Car surcharge loan

Car purchase surcharge loan refers to the loan applied for when buying a new car or a used car, which is used to pay the related extra expenses incurred when buying a car. Its uses include purchase tax, vehicle insurance, vehicle decoration and so on. No mortgage or pledge guarantee is required.

Product features:

Widely used: purchase tax, vehicle insurance, vehicle decoration, etc.

Simple application: apply, approve and lend money synchronously with car loan.

Quick loan: complete information, the fastest loan 1 working day.

High quota: the maximum loan is 300,000.

Automobile loan processing flow:

Submit application materials-> Bank approval-> Sign a contract-> offer loans

I just bought a new car for two months. Can I get a mortgage?

You can.

Loans are recommended to regular banks.

Regular banks are troublesome but safe.

Loans from regular banks can also guarantee the security of your private information.

Remember to bring collateral and ID card.