1. liquidated damages: borrowers usually need to pay a certain percentage of liquidated damages or late fees as overdue fees.

2. Overdue record: If the loan is overdue for one week, the borrower's personal credit record may be affected. This will make it more difficult for borrowers to apply for other loans in the future.

3. Collection action: The lender can take collection action to remind the borrower to repay the loan as soon as possible by telephone, SMS, email, etc.

4. Raise interest rates: overdue will increase the credit risk of borrowers, and lending institutions may raise interest rates or adjust the loan conditions of future loans.

5. Possible impact on the guarantor: If the loan has a guarantor, the overdue loan may make the guarantor bear part or all of the responsibilities and have a negative impact on his credit history.

Summary:

A week overdue will cause the borrower to pay extra fees, and personal credit records may be damaged. In addition, lending institutions may take collection measures for future loans and raise interest rates or adjust loan conditions. Therefore, it is suggested that the borrower abide by the contract and repay the loan on time to avoid overdue.

Extended data:

Overdue repayment will have a long-term impact on personal credit records. In China, the personal credit system is gradually being established. Banks, online lending platforms and other financial institutions will upload overdue information and bad credit records to the credit information system, which may affect the borrower's credit evaluation results and loan application in the future. Therefore, timely repayment is an important step to maintain personal credit records.