Legal analysis: On the first day of overdue, Lending Bao will generally call the borrower for collection; On the twentieth day, a lawyer's letter will be sent to the borrower to file a lawsuit; After more than 30 days, overdue records will be uploaded to the lending platform.

Legal basis: if the overdue period is serious, the borrower's bad repayment record will be uploaded to the credit information system, which will affect the purchase of a car and a house, and even the bank card and credit card cannot be processed.

Summary: The consequences of overdue loan are very serious. If you have used Lending Bao loan, you are advised to reserve the principal and interest in advance, repay it on time and pay it off within 3 days at the latest.