Legal analysis: If it is a car financing loan, the car has been towed away. In addition to timely repayment, we have to pay a certain towing fee. It is recommended to return it as soon as possible, so as not to affect personal credit history. Automobile loan processing flow:

1, customer application. Customers apply to the bank, fill in the application form in writing and submit relevant materials at the same time;

2. Sign the contract. After the application materials submitted by the borrower are approved by the bank, the two parties sign a loan contract and a guarantee contract, and go through the relevant notarization and mortgage registration procedures as appropriate;

3. issue loans. With the consent of the bank, after all the formalities are completed, the bank will directly transfer the loan to the car dealer's account according to the contract;

4. Repay on schedule. The borrower repays the loan principal and interest according to the repayment plan and repayment method agreed in the loan contract;

5. loan settlement.

Legal basis: Article 634 of General Principles of Civil Law of People's Republic of China (PRC) * * * If the buyer of installment payment fails to pay the due price by one fifth of the total price and fails to pay the due price within a reasonable time after being urged, the seller may demand the buyer to pay the full price or terminate the contract. If the seller terminates the contract, it may require the buyer to pay the fee for the use of the subject matter.