Shenyang provident fund withdrawal process and precautions:

1. Withdrawal process:

1. Withdrawal conditions: Generally speaking, the conditions for withdrawing provident fund in Shenyang include House purchase, mortgage repayment, serious illness medical treatment, unemployment, retirement, disability, etc. For specific withdrawal conditions, you can consult the local provident fund management center or read relevant regulations.

2. Withdrawal process: First, you need to consult the human resources department or provident fund management center of your unit and obtain the withdrawal application form. Then, fill in the relevant information as required and attach the required supporting materials, such as house purchase contract, medical certificate, etc. Finally, submit the application form and supporting materials to the Provident Fund Management Center for review.

3. Note: When filling in the application form, be sure to carefully check the accuracy of personal information to avoid errors. At the same time, when withdrawing provident funds, you need to provide relevant supporting materials, such as house purchase contracts, medical certificates, etc., so you must prepare these materials in advance before applying. In addition, the amount of provident fund withdrawal will be subject to certain restrictions, and you should also consult the provident fund management center for specific restrictions.

2. Notes:

1. When withdrawing provident fund, you should ensure that the balance in your personal account is sufficient, otherwise the withdrawal will not be possible.

2. Before withdrawing provident funds, you should understand the handling fees and time costs of different withdrawal methods.

3. When withdrawing provident funds, you should ensure that the materials provided are true and accurate, so as not to affect the approval of the application.

4. If you need to withdraw your provident fund in advance due to special circumstances, please understand the relevant policies and procedures in advance.

5. It should be noted that there are generally restrictions and conditions for the withdrawal of provident funds, such as house purchase, decoration, loan repayment, retirement, etc. For specific conditions, you can consult the relevant departments or consult relevant policy documents.

The role of Shenyang Provident Fund is mainly reflected in the following aspects:

1. House purchase: If you apply for a provident fund loan to purchase a house, you can withdraw the provident fund to repay the principal and interest; if you apply for a commercial loan to purchase a house, , you can withdraw the provident fund as a down payment for buying a house, or you can withdraw the provident fund to repay the principal and interest; if you don't need a loan during the house purchase, you can also withdraw the provident fund in one go.

2. House purchase for children: If you apply for a provident fund loan to buy your own home, you can withdraw your parents’ provident fund to repay the principal and interest. If you apply for a commercial loan to purchase your own home, you can withdraw your parents’ provident fund as a down payment.

3. Encountering a major illness: If a family member (not limited to the employee himself) encounters a major illness, the employee himself and his spouse can apply to withdraw provident funds.

4. Account cancellation: divorced or retired people can apply to withdraw provident funds; families living on minimum living allowances or extremely poor families can withdraw provident funds.

5. Construction, renovation, and overhaul of housing: Provident funds can be withdrawn.

6. Renting: You can withdraw provident fund when renting an economical house; you can apply to withdraw provident fund when renting an ordinary residence.

To sum up, Shenyang’s Housing Provident Fund Management Center has also launched a monthly commissioned housing provident fund withdrawal business to meet the diversified housing provident fund withdrawal needs of different groups of employees.

Legal basis:

"Regulations of the People's Republic of China on the Administration of Housing Provident Fund"

Article 3

Employee individual contributions The housing provident fund deposited and the housing provident fund paid by the employee's unit for the employee belong to the employee personally.

Article 4

The management of housing provident funds shall follow the principles of decision-making by the housing provident fund management committee, operation of the housing provident fund management center, storage in special bank accounts, and financial supervision.