After applying for a student loan, you should pay attention to the following three points: 1, and repay the principal and interest on time within the grace period. According to the regulations, loan graduates should bear the loan interest from September 1 day of the graduation year, and repay the interest of the first year on February 20 of that year, and then repay the interest on time from June 65438 to February 20 every year. For example, in August 1, you need to apply to the county-level financial aid center for extension, change the school information, and apply for financial subsidy interest during the continuing degree study. Otherwise, the discount will not continue. 2. Repay the principal and interest on time after the grace period. On June 20th, 65438+before February 20th, two years after graduation, the principal shall be repaid in equal amount for the first time (such as June 20th, 2065438+June 20th, 2006), and the principal shall be repaid on time every year thereafter. 3. Update the contact information in time (1) Every year, 65438+February 1 Graduates take the initiative to contact the student financial assistance management center and university teachers in the place where the loan is handled, and provide the mailing address and telephone number of themselves and their families until the loan is paid off. (2) Log on to the student online system of student-origin credit student loan on 65438+February 1 day every year, update personal information, and inquire about repayment until the loan is paid off. The process of Alipay recharge is as follows (for students who repay with Alipay account): 1. Log on to Alipay's website (www.alipay.com), enter the corresponding account name and password, and log on to the top-up interface. Note: The name of the account is automatically generated when applying for the student-origin credit student loan and printed on the loan contract. The student's initial login password for 20 10 loan is the remaining part of the student's ID number after the first six digits are removed (if the ID number is110/kloc-0 * 4, the password is * 4); After 20 10, the student's initial login password is an 8-digit alphanumeric combination randomly generated by the system and printed on the loan acceptance voucher. Second, direct recharge (I started online banking) 1. After logging in successfully, you can see the corresponding account information such as account balance. Click recharge to enter. 2. Enter the top-up interface, select available online banking, and click Next 3. Fill in the corresponding recharge amount, and click "Login to online banking for recharge". The system will automatically jump to the corresponding online login interface (the online payment page of each bank is different, please follow the prompts). After the online banking recharge is successful, Alipay will display the corresponding account balance. 2. Transfer to Alipay repayment account through other Alipay accounts (I didn't open online banking, others opened online banking). 1. Log in to Alipay, select Transfer and transfer to the account to be repaid. 2. Click the transfer page to jump, select I want to pay, and enter the next step. 3. After the page jumps, select the paying person for the next operation. 4. Fill in the account number, transfer amount and payment instruction of Alipay to be repaid, and click Next to confirm the transfer information. 5. Check and confirm the payment information (especially the check of the other Alipay account number and amount), confirm the information and pay. 6. After the page jumps, Alipay will transfer money directly if there is a balance, and if there is no balance, it will enter the corresponding online banking interface, which is the same as "II". Direct recharge "and will not be repeated. After the recharge is completed, the system will automatically deduct the corresponding repayment amount on the 20th of each month to repay the loan. Borrowing students can log on to the student online system after the next month 1, or consult the county financial aid center to inquire about the repayment situation. After inquiring about the principal and interest to be repaid and the repayment process through the Postal Savings Office and Rural Credit Cooperatives (students who have not opened Alipay) 1, the students will inform the financial aid center of the repayment through 15 every month to understand the repayment process and deposit the repayment funds in full into the designated account of the local student financial aid management center. 2. Notify the fund center by phone or fax on 20th of each month that the funds have been deposited into the repayment account. 3. On the 20th of each month, the subsidy center will deduct the repayment funds to China Development Bank. 4. After 30th of each month, check the repayment with the fund center.