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Huanggang provident fund center
Huanggang Provident Fund Center is responsible for the management and operation of Huanggang housing provident fund, and its main responsibilities include the deposit, withdrawal, loan and account management of provident fund.

As the management organization of provident fund, Huanggang Provident Fund Center plays an important role in maintaining the stable operation of the provident fund system and safeguarding the rights and interests of employees.

I. Functions and business of Huanggang Provident Fund Center

The main function of Huanggang Provident Fund Center is to implement the national and local policies and regulations on housing provident fund, and to be responsible for the collection, management, use, preservation and appreciation of the city's housing provident fund. Specifically responsible for verifying the deposit base and proportion of the provident fund of units and individuals, handling the procedures for the deposit, withdrawal and transfer of the provident fund, examining and approving the application for provident fund loans, and managing individual accounts of the provident fund.

In terms of business handling, Huanggang Provident Fund Center provides a variety of online and offline service channels to facilitate employees to handle various businesses. Employees can check the balance of provident fund, deposit details, loan progress and other information through online service hall, mobile APP and self-service terminal. , you can also submit services such as provident fund withdrawal and loan application.

II. Service and supervision of Huanggang Provident Fund Center

Huanggang Provident Fund Center is committed to improving service quality, optimizing processes and reducing staff costs. At the same time, it also strengthened the supervision and management of the use of provident fund to ensure the safe and compliant use of provident fund. Huanggang Provident Fund Center will investigate and deal with violations of provident fund management regulations according to law.

In addition, Huanggang Provident Fund Center also actively carried out publicity and training activities on provident fund policies to improve employees' knowledge and understanding of the provident fund system and enhance employees' awareness of rights protection.

To sum up:

Huanggang Provident Fund Center, as the management institution of housing provident fund in Huanggang City, undertakes important responsibilities such as deposit, withdrawal, loan and account management of provident fund. By providing online and offline service channels, business processes are optimized to facilitate employees to handle various businesses, and at the same time, the supervision and management of the use of provident fund are strengthened to ensure the safety and compliance of the use of provident fund. Huanggang Provident Fund Center plays an important role in maintaining the stable operation of the provident fund system and safeguarding the rights and interests of employees.

Legal basis:

Regulations on the administration of housing provident fund

Article 2 provides that:

These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).

The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.

Regulations on the administration of housing provident fund

Article 8 provides that:

The cities where the people's governments of municipalities directly under the central government, provinces and autonomous regions are located and other cities divided into districts (prefectures and leagues) shall set up housing provident fund management committees as decision-making bodies for housing provident fund management. Among the members of the Housing Provident Fund Management Committee, responsible persons and relevant experts from the people's government, construction, finance, People's Bank and other relevant departments account for 1/3, trade union representatives and employee representatives account for 1/3, and unit representatives account for 1/3.

The director of the housing provident fund management committee shall be a person with social credibility.