CGB 5.39 Executive interest rate refers to the interest rate level of loans or deposit products provided by CGB. We can evaluate the 5.39 executive interest rate of Guangfa Bank by comparing the interest rates of other banks. However, it should be noted that the interest rate level will be affected by many factors, such as the current macroeconomic situation, market interest rates, central bank policies and so on.

If we want to evaluate whether the implementation interest rate of Guangfa Bank 5.39 is too high, we need to consider the following factors:

1. Market interest rate: We need to know the current interest rate level in the market, including the average interest rate of similar products and the interest rates of other banks. Only by comparing with the market level can we see whether it is high or not.

2. Product type: the interest rates of different products are different. The implementation interest rate of 5.39 of Guangfa Bank may be applicable to a certain type of loan or deposit products, but other types of products may have different interest rates.

3. Personal credit status: Financial institutions usually consider the credit status of borrowers when setting interest rates. For borrowers with good credit, the interest rate may be lower, while for borrowers with poor credit, the interest rate may be higher.

To sum up the above points, if the 5.39 execution interest rate of Guangfa Bank is at a high level compared with similar products of other banks, and the market interest rate and the credit status of borrowers are not particularly high, then we can think that the 5.39 execution interest rate of Guangfa Bank is relatively high. However, due to the complexity of the market and personal situation, we need more information and specific comparison to accurately evaluate.