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How to check Baoding housing provident fund loan
1. How to check the housing provident fund loan in Baoding?

1, housing provident fund loan inquiry:

(1) Online inquiry: log in to Baoding Housing Provident Fund website and enter the ID number in the personal provident fund inquiry column in the upper left corner of the homepage. The initial password is the last six digits of the ID card;

(2) Telephone enquiry: 0312-12329; Telephone number of manual service: 0312-311(deposit), 3 195600 (loan).

2. Legal basis: Article 11 of the Regulations on the Management of Housing Provident Fund.

The housing provident fund management center shall perform the following duties:

(a) the preparation and implementation of housing provident fund collection and use plan;

(two) responsible for recording the deposit, withdrawal and use of employee housing provident fund;

(three) responsible for the accounting of housing provident fund;

(four) to approve the extraction and use of housing provident fund;

(five) responsible for the preservation and return of housing provident fund.

2. What are the five aspects of housing provident fund?

1, the housing accumulation fund is only established in cities and towns, and the housing accumulation fund system is not established in rural areas;

2. Only on-the-job employees can establish the housing accumulation fund system. Unemployed urban residents do not implement the housing provident fund system, and retired workers do not implement the housing provident fund system;

3. The housing accumulation fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee. After the individual contributions of employees are withheld by the unit, they will be paid into the individual account of housing provident fund together with the unit contributions;

4. The long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must pay it continuously according to the regulations during their employment, and it shall not be suspended or interrupted except for employees' retirement or other specified circumstances. It embodies the stability, unity, standardization and compulsion of housing provident fund;

5. Housing accumulation fund is the individual housing savings fund that employees use exclusively for housing consumption expenditure according to regulations. It has two characteristics: first, it is cumulative, that is, although housing provident fund is an integral part of employees' wages, it is not paid in cash, and it must be deposited in a special account opened by the housing provident fund management center in the entrusted bank, and special account management is implemented. The second is specificity. The housing accumulation fund shall be earmarked for special purposes and can only be used for the purchase, construction, overhaul of self-occupied housing or the payment of rent during storage. Only when the employee retires, dies, completely loses the ability to work and terminates the labor relationship with the unit or moves out of the original city can the housing provident fund be withdrawn from the account.