The loan interest rate of China Everbright Bank is adjusted on the basis of the central bank's benchmark loan interest rate, and the adjustment range is determined by China Everbright Bank. The benchmark lending rate of the central bank is 1, the lending rate is within one year (including one year), and the benchmark lending rate is 4.35%. 2. If the loan term is one to five years (including five years), the benchmark loan interest rate is 4.75%. 3. If the loan term is more than five years, the benchmark loan interest rate is 4.90%.
2. What is the mortgage interest of China Everbright Bank?
The annual mortgage interest rate of China Everbright Bank is 6%-8%.
1, mortgage interest rate of China Everbright Bank
The mortgage loans of China Everbright Bank are mainly mortgage loans for houses and cars. The annual interest rate of housing mortgage loan is 6%-8%, and the mortgage interest rates of automobile is between 8.5%- 18%.
2. Credit interest rate of China Everbright Bank
The credit loan interest rate of China Everbright Bank depends on the borrower's asset credit and the use of funds. The interest rate of personal consumption credit loan is 6%- 12%, and the annual interest rate of commercial credit loan is 4%- 10%.
3. What is the loan interest rate of China Everbright Bank?
The bank loan interest rate is comprehensively evaluated according to the credit situation of the loan, and the loan interest rate level is determined according to the credit situation, collateral and national policy (whether it is the first suite or not). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. Under the current policy, the first suite, Guangzhou, Beijing and other big cities began to calculate according to the benchmark interest rate, and other small and medium-sized cities generally calculated according to the benchmark interest rate floating 10%. On July 7, the adjusted interest rate was five years.
4. What is the loan interest rate of China Everbright Bank?
The one-year interest rate of Everbright Bank loan is 4.2.
Interest = interest rate × number of loans.
Interest rates include short-term loans, medium-and long-term loans and discounts. The listed interest rate is the benchmark interest rate, and the actual execution interest rate fluctuates on this basis. The following are the interest rates of various loans:
1, short-term loan. The annual interest rate of the loan is 4.35%. For half a year to one year (inclusive), the annual interest rate of the loan is 4.35%.
2. Medium and long-term loans. For one to three years (inclusive), the annual interest rate of the loan is 4.75%. For three to five years (inclusive), the annual interest rate of the loan is 4.75%. For more than five years, the annual interest rate of the loan is 4.90%.
1. China Everbright Bank was established in August 1992. it is a national joint-stock commercial bank approved by the bank of China, with a total of.
China Everbright Bank was listed on the Hong Kong Stock Exchange on 20 10, 20 13 and 12.
China Everbright Bank has set up 90 banks and realized 65,438+047 channels in provincial administrative regions.
In 2020, China Everbright Bank ranked 35th in "Global Banking 1" and 28th in "Top 500 Global Banking Brands".
To speed up the international layout, Hong Kong branch, Seoul branch, Guangyin International, Guangyin Europe and Luxemburg branch have successively opened for operation, and Sydney branch has applied for establishment, which has increasingly demonstrated its social responsibility and supported the "Mother's Water Cellar" public welfare activities in the society for many years.
In the "Global 1000 Big Banks Ranking" published by The Banker magazine in 20 17, China Everbright Bank ranked 49th.
Ranked 39th in the "Bank Ranking" published by The Banker magazine in 20 18, which was higher than the ranking in 20 17. [6].
20 19 12 18, ranking 73rd in the People's Daily "China Brand Development Index" 100 list.
2 Global Top 500 BrandsNo. 18
3. The trademark design of China Everbright Bank's private bank is mainly based on diamond graphics, which has gorgeous luster, implying that the product value and service quality are as solid and outstanding as diamonds;
Diamonds shine with purple light, symbolizing the sense of value and respect of private banks in providing top-level and customized services to high-end customers.
The diamond pattern consists of the English initials E and B of "Everbright". On the one hand, it strengthens the association with parent brand of China Everbright Bank and forms the brand association between mother and child.
On the other hand, it explains the service essence of Everbright Bank to continue the sunshine quality as always.
The supreme service experience of diamond graphics reflects the private banking service of housekeeping.