Yes, generally speaking, you can apply for an apartment renovation loan. According to the relevant regulations, if you are a regular tenant and have a legal lease contract, you can apply for a decoration loan, but the loan amount, term and repayment method may be different. I suggest you consult your local bank or financial institution.

Second, can I get a loan for the renovation of commercial housing?

You can use the following methods.

If you have applied for a housing loan in our bank, you can contact the handling bank to apply for an exclusive decoration loan for supporting house purchase;

If you have not applied for a housing loan in our bank, please use a consumer loan for decoration.

Third, can the provident fund be used for the decoration of commercial and residential apartments?

Commercial and residential apartment decoration can not use provident fund. That's not what the provident fund is for.

4. Can I get a loan for the renovation of commercial housing?

You can apply for a decoration loan in the following ways:

If you have applied for a housing loan in our bank, you can contact the handling bank to apply for an exclusive decoration loan for supporting house purchase;

If you haven't applied for a housing loan in our bank, you can also apply for a decoration consumer loan with your own property as collateral.