Bank of Zhengzhou can apply for second-hand car mortgage. Used car mortgage loan process 1. To apply for a loan, the borrower and the lender shall negotiate, and the borrower shall apply for a loan to the lending institution and submit the materials required for the loan. 2. Examination and approval: The lending institution examines the materials submitted by the borrower, understands the borrower's credit information, checks the vehicle ownership certificate of the car, and understands the actual situation of the borrower. If qualified, the lender will pass the borrower's application. 3. Sign the contract, after the approval, the lending institution will evaluate the car, and after the evaluation price comes out, negotiate with the borrower and sign the loan contract. 4. Go through the formalities. After the loan acceptance contract issued by the lending institution is signed, the borrower shall go through the formalities of automobile mortgage, purchase insurance and pay the handling fee. After all the formalities are completed, the lending institution will issue the loan. Unlike new cars, many banks are reluctant to carry out second-hand car credit business because of the opaque valuation, rapid depreciation and uncertain residual value.
Two. Bank of communications Zhengzhou bonded area branch
Bank of Communications Zhengzhou Free Trade Zone Sub-branch: 30 149 1000785
Bank of Communications (Zhengzhou Free Trade Zone Sub-branch) is a financial and insurance service/bank of communications, located at No.6-31Wan 'an Street, Ji Cheng Road Street, Jinshui District, with the telephone number of 0371-86527918,037/KLOC-037 1-86525939, and it is connected with Bank of Communications (.
3. Which vehicle loan is good in Zhengzhou? Can I mortgage it?
Yes, there is a promise. The best is in Zhengzhou.
First, find Yan Ming in Zhengzhou.
Two, two, add him to WeChat 15 1 1, 8834 2, 3695 3.
If you want to know, you can go directly to his company, Zhengzhou Yanming.
4. Which banks in Zhengzhou can handle office mortgage?
Real estate mortgage loan, because of its low interest rate, high amount, flexible repayment method and many other characteristics, has become the main way for most friends in society to solve the large capital demand. Office buildings can also apply for mortgage loans. In addition to residential mortgage loans, office buildings, shops and factories can all be used as collateral to apply for housing mortgage loans.
At present, the bank that can do office buildings in Zhengzhou is Bank of Communications Rural Commercial Bank, but the most favorable policy is Bank of Communications, which pays interest for five years, and then pays interest at 3.83% this month, which is a rare opportunity.