Legal analysis: you can go abroad with loans, and whether you can go abroad or not is not directly related to whether you have loans. You can go abroad as long as you have a passport and visa, as long as you are not overdue and have not been sued by the bank for loan problems. Of course, if you are sued for loan problems, then the judicial authorities will prohibit you from leaving the country, so you naturally cannot go abroad.

Legal basis: Article 255 of the Civil Procedure Law of People's Republic of China (PRC) stipulates that if the person subjected to execution fails to perform the obligations specified in the legal documents, the people's court may take or notify the relevant units to assist in taking measures such as restricting exit, recording in the credit information system, publishing non-performance information through the media and other measures prescribed by law.