At present, most people will use mortgage when buying a house, but this method has become a very common phenomenon in the housing market. With more and more people buying houses with loans, then a question will be considered at this time: Can the house be sold if the loan is not repaid? The following small series will introduce you to how to sell the house bought by mortgage loan. \r\nHow to sell the house bought by mortgage loan \r\n 1. Re-mortgage: Buyers and sellers can go through the formalities of re-mortgage when dealing with second-hand houses. Re-mortgage refers to the owner's intention to sell or transfer the house to a third person in order to apply for changes in the loan. But the limitation of this method is that few banks accept this business, and most banks have not opened this business. The householder can consult the relevant loan bank. \r\n2。 The buyer pays the house price in advance: if the buyer and the seller trust each other, both parties can negotiate to pay off the mortgage loan of the house in advance with the down payment paid by the buyer. This model is suitable for homeowners with low loan amount or most of the loans have been paid off, leaving only a small amount of loans. In the process of second-hand housing transaction, the buyer will agree to pay 30%-40% of the total turnover of the property in advance. \r\n3. Repaying the loan: If the owner wants to repay the mortgage, he can borrow it from friends and relatives around him for a period of time, borrow money from them to repay the remaining loan, and then return the money to relatives and friends after successfully handling the mortgage cancellation and transfer procedures. This is a more convenient and quick way. \r\nWhat are the precautions for buying a house with mortgage loan \r\n 1. Don't use the provident fund before applying for a loan. If the borrower takes the balance of the provident fund to pay the house payment before the loan, the balance of the provident fund in your provident fund account will be zero, and your provident fund loan amount will be zero, which means you will not apply for a provident fund loan. \r\n2。 Don't repay the loan in advance in the first year. According to the relevant provisions of the provident fund loan, part of the prepayment should be made one year after the repayment, and the amount you return should exceed the repayment amount of six months. \r\n3. Don't forget to find the bank around you if you have difficulties in repaying the loan. Don't insist on it yourself when your solvency drops during the loan period and it is difficult to repay. ICBC customers can apply to ICBC for extending the loan term. According to our investigation, if there is no default in loan principal and interest, we will accept your application for extension. \ r \ Conclusion: That's enough about how to sell the house bought by mortgage loan, so there are some things that need to be understood in advance before selling this kind of house. If you want to know more about it, you can pay attention to our Qijia. Com for consultation.

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