Property buyers can bring their own identity information to the local housing authority for enquiry. Bring your ID card and household registration book to the housing management department where your household registration is located to apply. You must fill in the application inquiry form before you can issue a certificate of housing situation. Generally, no outsider or unit can inquire about the property under the personal name, except for special circumstances required by the police or the court, so the inquiry needs to be carried out in person.

Logo of the first suite

1. Loan to buy a suite, commercial loan has been settled, and then loan to buy a house-the first set.

I bought a suite with a loan and later sold it. You can't find the property through the house registration system, but you can find the loan record in the bank credit information system and then borrow money to buy a house-the first set.

3. Buy a suite in full, and then borrow money to buy a house-the first set.

4. I bought a suite in full and sold it later. The house registration system couldn't find the property, and then I took out a loan to buy a house-the first set.

5. There are two commercial loan records in the name of the individual, all of which have been paid off and sold, and two sets of housing sales certificates can be provided at the same time. In this case, when refinancing, the first set is counted.

6. One commercial loan has been paid off and the other provident fund loan has been sold. At the same time, you can provide proof of house sale, apply for a commercial loan and buy a house-the first set of calculations.

7. Husband and wife, one party buys a house before marriage and uses a commercial loan, while the other party buys a house before marriage and uses a provident fund loan. After marriage, they want to borrow money in the name of husband and wife. If the loan has been paid off, banking financial institutions can flexibly grasp the loan interest rate and down payment ratio according to specific factors such as the borrower's solvency and credit status.

8. Husband and wife, one party has a house before marriage but no loan record, and the other party has a loan record before marriage but no real estate under his name. After marriage, he buys a house and applies for a loan-the first set is counted.

But what needs to be pointed out here is that some banks will strictly distinguish between "first purchase" and "first suite" when buying a house with loans.

Compared with the first suite, the first purchase standard is stricter, that is to say, people who have never bought a house or borrowed money before are standard "first purchases", and the down payment ratio of buying a house will be lower than that of those who have already bought a house.

For example, in practice, individual banks do not conduct specific audits on the "first time" and "first set", and they all implement a 20% down payment ratio according to the first purchase. But strictly speaking, the "first" mortgage is not equal to the "first" mortgage.

In view of the fact that the first home loan conditions are slightly better than the first home, those who meet the first home purchase conditions will be given full loans in accordance with the first home policy to ensure that the first home buyers can get priority support from the housing credit policy when buying a house.