Legal basis:
Notice of the Ministry of Housing and Urban-Rural Development on Adjusting the Deposit and Loan Interest Rate of Housing Provident Fund in accordance with the provisions of the People's Bank of China.
2.2065438+From June 28th, 2005, the interest rate of individual housing provident fund loans will be lowered. The interest rate of individual housing provident fund loans for more than five years was lowered by 0.25 percentage points, from 3.75% to 3.5%. The interest rate of individual housing provident fund loans for five years or less was lowered by 0.25 percentage points, from 3.25% to 3%.
Notice of the People's Bank of China on lowering the benchmark interest rates of RMB loans and deposits of financial institutions and further promoting the reform of interest rate marketization
I. Adjusting the benchmark interest rates for loans and deposits of financial institutions
(1) Reduce the benchmark interest rate of RMB loans of financial institutions. Among them, the one-year loan interest rate was lowered from the current 4.6% to 4.35%, down by 0.25 percentage point; The loan interest rates of other grades shall be adjusted accordingly (see attached table 1 for specific grades).
(2) Reduce the benchmark interest rate of RMB deposits of financial institutions. Among them, the one-year deposit interest rate was lowered from the current 1.75% to 1.5%, down by 0.25 percentage point; The interest rates of other grades of deposits will be adjusted accordingly. The deposit interest rate remains unchanged (see Table 2 for the specific level).
(3) Reduce the deposit interest rate of individual housing provident fund. Among them, the deposit interest rate of individual housing provident fund collected in that year remained unchanged at 0.35%; The deposit interest rate of individual housing provident fund carried forward from the previous year was lowered from the current 1.35% to 1. 1%, down by 0.25 percentage point. The interest rate of individual housing provident fund loans remains unchanged.