The loan from Xingxiangyu Business Co., Ltd. is not formal. Chengdu Xingxiangyu Business Information Consulting Co., Ltd. was established in 2020 and is located in Chengdu City, Sichuan Province. It is an enterprise mainly engaged in business services. No loans can be taken there. The loan company refers to the company approved by the China Banking Regulatory Commission. Approved by relevant laws and regulations, so it is not formal.