The loan interest rate is 5.25%, that is, the annual interest rate of the loan is 5.25%, that is, the loan term of 6,543,800 yuan is 654.38+0 years, and the interest of 654.38+0 years is 525 yuan. The annual interest rate of this loan is relatively low. Generally, only bank loans can be used for private loans, online loans and loans from consumer finance companies. And the loan interest rate will be higher than this interest rate level.

However, the bank loan is the highest threshold and the strictest review among all loans, so apply for a bank loan.

2. What does the loan interest rate mean?

The loan interest rate is the interest rate charged by banks and other financial institutions to borrowers when they issue loans. It is mainly divided into three categories: the loan interest rate of the central bank to commercial banks; The loan interest rate of commercial banks to customers; Interbank lending rate

According to whether the interest rate level changes during the monetary fund lending relationship, the loan interest rate can be divided into fixed interest rate and floating interest rate.

Legal basis:

Article 680 of the Civil Code of People's Republic of China (PRC) prohibits high-interest lending, and the lending rate shall not violate the relevant provisions of the state.

If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest.

If the loan contract does not specify the payment method of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as interest-free.

Third, what is the loan interest rate?

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