1. A natural person who has reached the age of 18 and has full capacity for civil conduct;
2. Have a stable source of income and the ability to repay interest;
3. Personal credit record is good and there is no bad credit record;
4. You can provide personal assets certificates, such as real estate and vehicle certificates.
The steps for CCB to apply for an unsecured loan of 50,000 yuan are as follows: submit the real basic information, sign the relevant loan contract with the lender after CCB verifies the personal credit information and confirms that it meets the lending conditions, and then complete the loan disbursement.
If you need to apply for a mortgage loan as required because of the large loan amount, you need to provide collateral proof, such as the type and value of collateral that needs to be recognized by CCB, which is one of the necessary conditions for CCB's audit. Interest on mortgage loan of China Construction Bank = loan amount * loan interest rate * loan term.