According to relevant data, the loan interest rate from June 5438 to June 2022 10 was 4.65% (202 1 year 65438+February LPR)+55 basis points =5.20%, and the monthly payment was 4,793.98 yuan. June 65438+1 October1After repricing according to the latest LPR,

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.