Ant, what's the interest for eleven thousand years?
The loan interest is determined by the loan amount, loan days and repayment method. Assuming that the loan amount is 10000 yuan, the daily interest needs to be calculated according to the daily interest rate. The daily interest rate is usually between 0.0 15%-0.06%. Calculate the daily interest of the loan according to the following formula:
Interest on loan date = loan amount * daily interest rate
For example, if the daily interest rate of loan is 0.0 15%, then the daily interest rate of loan 10000 yuan is:10000 * 0.0/5% *1=1.5 yuan. If the daily interest rate is 0.06%, then the daily interest rate is: 10000*0.06%* 1=6 yuan.
Take the annual interest rate as an example. We can calculate the annual interest rate by borrowing 6,543.8+0,000 yuan and daily interest of 654.38+0.5 yuan or 6 yuan. Suppose the daily interest is 1.5 yuan, and the total interest for one year is 1.5 yuan *365 days =547.5 yuan.
According to this interest, the annual interest rate of ant borrowing is: 547.5/ 10000 yuan * 100%=5.475%. Similarly, the daily interest is 2 yuan, the total interest for one year is: 2 yuan *365 days =730 yuan, and the annual interest rate for ant borrowing is: 730/ 1 ten thousand yuan * 100%=7.3%.
If the daily interest is 6 yuan, the annual total interest is: 6 yuan *365 days =2 190 yuan, and the annual interest rate of ant borrowing is: 2 190/ 10000 yuan * 100%=2 1.9%.
How to increase the loan amount
1, frequent use of loans, timely repayment: Many people fail to increase or even reduce the amount of loans because they are basically not used. If your loan amount is 1000, but you never use it, the system will think that you are not short of money, and may give this amount to other frequent users. Not only should you use it frequently, but you should also repay it on time and accumulate a good credit record, so the amount will gradually increase.
2. Pay back credit cards with Alipay, transfer money and withdraw cash: We often use credit cards, which reflects that we have strong consumer demand. Repayment through Alipay can show that our repayment ability is good. Whether the demand is strong, the repayment ability is good, or the financial resources are strong, they are all high-quality users in the eyes of Ant Borrowing, and Ant Borrowing will give priority to increasing the quota for such customers.
So you apply for a loan on the loan, and everyone has to repay it on time, which will also help you increase the quota.