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How much is the 1.8 million mortgage loan?
1000000, that is, 100000, and the interest of eight points is 80000, that is, 80000.

Because what is the point of a number? It needs to be calculated by multiplication, that is, a number is multiplied by points to get the answer, that is, 100000, that is, 10000 can be multiplied by eight points, that is, eight percent equals 80000, so eight points of 1000 equals 80000.