The general repayment account is that you open another passbook or card in ICBC, and the bank tells you to withdraw money from this card or passbook every month for repayment. This card or passbook is the repayment account, and the money withdrawn from your card or passbook is actually in your loan account. Your repayment account is related to your loan account. The loan account is only used for monthly remittance. However, if you need to repay at the counter due to early repayment or lost card discount, you should tell the counter about your loan account. So it's okay for you to repay today.