Two, Huangshan city housing provident fund loan conditions in different places:

1. When applying for a loan, the borrower and the unit to which he belongs have continuously paid the housing provident fund in full in the provident fund center of the deposit place for more than 6 months (inclusive).

Note: If you buy a house after marriage, the name of the borrower and his spouse must be on the house purchase contract, and the main borrower must be the first person in the contract.

2. It has stable economic income and good credit, and has no bad credit records such as 3 consecutive periods (inclusive) or accumulated 6 periods (inclusive) overdue. Have the ability to repay the loan principal and interest on schedule (the monthly repayment amount shall not exceed 50% of the borrower's family income).

3. Buy the first or second set of improved self-occupied housing, with legal purchase contract and down payment invoice.

4. The paid employee's family has not applied for the housing provident fund loan or has settled the first housing provident fund loan and has a good credit status.

Three. Loan application materials:

1, loan application form (collected by the center), and certificate of deposit in different places;

2. Detailed record of housing provident fund deposit in the past six months (official seal or special business seal of the deposit provident fund center is required)

3. Proof and details of the spouse's salary income in the past six months (passbook or salary card printed in the bank and stamped);

Note: spouses of employees who pay housing provident fund do not need to provide proof of income and operating salary.

4. Fill in the letter of commitment for employees to apply for housing provident fund loans in different places (collected at the center). In the letter of commitment, the contact person in Huangshan City must sign at the loan business window of the provident fund center (management department) with the original and copy of the ID card, and the contact person at the deposit place must provide a copy of the ID card;

5. Applicant's ID card and house owner's ID card;

6. proof of marital status (marriage certificate or single certificate, the name and date of birth on the marriage certificate must be consistent with the ID card. If I am single, I need to fill out a single declaration form at the center. );

7. The down payment invoice not less than the specified proportion of the total payment;

8. A notarized or filed house purchase contract (two originals: one for the center and one for the entrusting bank);

9. The borrower and spouse must personally hold their ID cards to the personal loan center of the entrusted loan bank to inquire about the personal credit report (with official business seal).

10, the Certificate of Query Results of Real Estate Registration Data issued by the real estate registration department of the place where the house was purchased and the place where the house was stored, and other related materials; If the housing provident fund information system or the personal credit report of the People's Bank of China shows that there is a housing loan, it is necessary to provide the "Proof of Query Results of Real Estate Registration Data" issued by the real estate registration department of the loan place and the corresponding loan contract and other related materials.

The above-mentioned 5, 6 and 7 materials shall be presented in originals and returned to the borrower after examination by the center, and two copies of A4 paper shall be provided (one for the center and one for the entrusting bank).

Four. Huangshan Housing Provident Fund Management Center /Home/News_Detail.aspx? Id=OQA4ADgAOAAxAA==