JD。 Emotion, IOUs use the amount of this main account, and the name of the bound main account is who will pay it back, which has certain joint liability. In other words, if the other party has no repayment ability, it needs to repay.

Users give others a certain number of IOUs, and how much they give will occupy their own IOUs. Then after others use the thread, the donor will pay it back. So affection is generally for your relatives and good people. Please don't give it to strangers or unfamiliar people.

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If the user fails to repay the loan in time, it will not only affect the credit information, but also cause overdue fees, resulting in the inability to use family services in the future.

JD.COM family IOUs * * * are eligible for this quota. JD。 COM IOU is the function of * * * enjoying IOU launched by Jingdong Finance. The amount paid by the main account to the relatives of IOUs users is deducted from the amount of the main account, and the generated consumption is repaid by the main account, so JD. COM's family IOUs belong to * * * enjoyment.