First of all, the applicant needs to submit his own loan application to the provident fund management center, and the management center will also conduct a preliminary review of the corresponding materials submitted, such as reviewing the applicant's qualifications, reviewing the loan amount and loan term, and so on. After passing the preliminary examination, the General Provident Fund Management Center will issue a notice of mortgage review and evaluation.

The applicant should take this notice to the designated appraisal institution to appraise the value of the house. If the house is affordable, this step can be ignored.

(3) The applicant needs to bring the evaluation report and preliminary examination materials to review the loan. If it passes the examination, it will issue the Notice of Investigation on Entrusted Loans Guaranteed by Housing Provident Fund Management.

The next step is to go through the guarantee procedures. General applicants need to carry a notice to go through the relevant formalities.

⑤ After handling the guarantee formalities, a formal loan contract is signed, and then the entrusted bank issues the loan.

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