At present, eligible customers can apply for a 30% discount mortgage in most banks. Most of the park mortgages are commercial mortgages, and the interest rates are basically the same. The discount rate of 30% above 5 is 4. 158%.

There are two tips for choosing that bank:

1, new house: choose one of the developer's cooperative banks; Second-hand houses can freely choose banks;

2, in the case of similar interest rates, choose a bank with less repayment restrictions:

There are many repayment methods,

Allow early repayment with few restrictions (there are many ways of early repayment, no times, no amount limit, etc.). )