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If you want to buy a house with the provident fund, do you have to go through an intermediary to buy a second-hand house?
You can buy a second-hand house without going through an intermediary, but if you don't trust the transaction object or worry about risks, it is a relatively safe plan to go through an intermediary. If you sign a brokerage contract with an intermediary, it is best not to trade privately. This is a question of honesty, and people have also paid their own labor. In addition, if the intermediary knows, it can ask you to pay the intermediary fee.

Go to the real estate bureau to sign the stock house sales contract and supplementary agreement, and stipulate the responsibilities of both parties and the expenses paid by them. After signing the sales contract of the stock house, go to the real estate bureau to check the price.

The seller holds the stock house sales contract, ID card and real estate license to the local taxation bureau for tax declaration and payment of personal income tax and business tax.

The buyer and the seller go to the real estate bureau for fund custody, and deposit the down payment into the account designated by the real estate bureau when buying a house. It should be noted that if you choose a bank to handle the loan, it is best to deposit it in the account of the real estate bureau in this bank to avoid the trouble of loan approval. Keep the escrow agreement for you and withdraw it later.

Pay the deed tax, and then register the change of house property right in the real estate bureau. During this period, you have to pay more than N messy fees, such as registration fee, handling fee, stamp duty and so on. And get the real estate license. Take the real estate license to evaluate. Note that if it is an evaluation institution designated by the loan bank, it will eventually go to the provident fund loan.